A cash flow statement, also referred to as a statement of cash flows, shows the flow of funds to and from a business, organization, or individual. It is often prepared using the indirect method of accounting to calculate net cash flows. The statement is useful for analyzing business performance, making projections about future cash flows, influencing business planning, and informing important decisions.

By conducting a cash flow analysis, a business can evaluate its liquidity and solvency, compare performance among accounting periods, identify cash flow drivers to support growth, and plan ahead to maintain a positive cash position.

A cash flow statement is typically divided into the following sections to distinguish among different categories of cash flow:. New businesses trying to secure a loan may also require a cash flow forecast.

You can build your projections on a foundation of key assumptions about the monthly flow of cash to and from your business. For instance, knowing when your business will receive payments and when payments are due to outside vendors allows you to make more accurate assumptions about your final funds during an operating cycle.

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On a monthly basis, you can add another month to create a rolling, long-term projection. Keep in mind that while many costs are recurring, you also need to consider one-time costs. Additionally, you should plan for seasonal changes that could impact business performance, and upcoming promotional events that may boost sales.

Depending on the size and complexity of your business, you may want to delegate the responsibility of creating a cash flow forecast to an accountant. However, small businesses can save time and money with a simple cash flow projections template.

Simply adjust your chosen template to fit your specific goals and the intended audience. Each template offers a clean, professional design and is intended to save you time, boost efficiency, and improve accuracy.

Just enter your financial data, and the templates will perform automatic calculations for you to analyze. By combining your cash flow statement with a balance sheet, income statement, and other forms, you can manage cash flow and get a comprehensive understanding of business performance. Smartsheet offers additional Excel templates for financial management, including business budget templates.

This template works for any length of time and allows you to compare different periods for a quick analysis of cash flows.

It include sections for an itemized list of revenue and expenditures, automatic calculations of totals and net cash flows, and a simple layout for ease of use. You can modify the template by adding or removing sections to tailor it to your business.

What is the formula for calculating free cash flow in Excel? | Investopedia

Use this statement of cash flows template to track and assess cash flows over a three-year period. The template is divided into sections for operations, investing, and financing activities. Simply enter the financial data for your business, and the template completes the calculations. This comprehensive template offers an annual overview as well as monthly worksheets.

Create a detailed monthly cash flow report to analyze performance or plan for the future. Each month has a separate sheet so that you can get a thorough picture of cash inflows and outflows for both short- and long-term periods. Add receipts and payments to this daily cash flow template to get a deep understanding of business performance. Use this template to create a cash flow forecast that allows you to compare projections with actual outcomes.

This template is designed for easy planning, with a simple spreadsheet layout and alternating colors to highlight rows. You get a snapshot of cash flows over a month period in a basic Excel template. Cash flow projection templates can cover a variety of time frames, including the quarterly format offered here. Quarterly projections are useful for new businesses and those wanting to align cash flow projections with upcoming goals and business activities.

Use the template to create projections and then compare the variance between estimated and actual cash flows. You can use this template to perform a cash flow sensitivity analysis in order to anticipate shortfalls and help your business maintain a positive cash position. This analysis can help you make more accurate cash flow predictions and inform your business decisions. This template allows you to conduct a discounted cash flow analysis to help determine the value of a business or investment.

Enter cash flow projections, select your discount rate, and the template calculates the present value estimates.

This template is a useful tool for both investors and business owners. This template is designed with nonprofit organizations in mind and includes some common income sources, such as donations and grants, as well as expenditures.

The template covers a month period and makes it easy to see annual and monthly carryover so that you can track a rolling cash balance. Create a detailed list of all receipts and disbursements that are relevant to your organization. Individuals can manage their personal cash flow with this free template. The simple layout makes it easy to use and provides a financial overview at a glance. Keep track of how you are spending money to gain more control over your financial habits and outlook.

A balance sheet provides a summary of financial health in a single, brief report. With this balance sheet template, you can assess the financial standing of a business by examining assets, liabilities, and equity. Business owners can use it to evaluate performance and communicate with investors. Use this income statement template to assess profit and loss over a given time period. This template provides a clear outline of revenue and expenses along with net income figures.

You can edit the template to match your needs by adding or removing detail, and create an income statement for a large or small business. This accounts payable template tracks suppliers, order numbers, and amounts due to help you manage payments and due dates. Easily organize ordering stock or supplies from multiple vendors with this template for greater efficiency and fewer errors.

This template accounts receivable template lists customers, invoice tracking details, amounts due, and outstanding balances. Keeping track of these accounts can inform your collections process by helping you quickly identify which overdue payments have aged significantly.

Use this trial balance template to check your credit and debit balances at the end of a given accounting period, and to support your financial statements. The template shows ending balances for specific accounts, as well as total amounts for the activity period and the overall difference.

This is a simple worksheet that you can customize to reflect your business type and the products or services it offers. Using a template is essential to helping you get started managing your organization's financials quickly. But, creating and managing your cash flow statement may require multiple stakeholders to weigh in and make updates.

One such template is the cash flow statement template in Smartsheet. A Smartsheet template can improve how your team tracks and reports on cash flow - use row hierarchy to sum line items automatically, checkboxes to track stakeholder approval, and attachments to store item details directly to the rows in your sheet.

Create a Cash Flow Statement in Smartsheet. The good news is, that you can use Smartsheet for more than just a cash flow statement template. Smartsheet is a work management and automation platform that enables enterprises and teams to work better.

Accounting and finance teams around the world use Smartsheet to track and manage annual audits, create balance sheets and income statements, manage cash flow, and complete financial month-, quarter-, or year-ends.

As a cloud-based platform, you can keep all accounting data stored in one centralized location, and share the details with an unlimited number of internal and external stakeholders.

Plus, with Smartsheet Sights you can create custom dashboards to report on financial records, surface key performance metrics, and make decisions faster. The highly configurable dashboard pulls data from your existing sheets and is customizable with a simple drag-and-drop interface.

Sights gives you unprecedented, real-time visibility into your records, which boosts decision-making speed, communication, and overall performance. Try Smartsheet for Free. Contact Us or call 1 All Rights Reserved Smartsheet Inc. Skip to main content. Free Cash Flow Statement Templates Try Smartsheet for Free. Elements of a Cash Flow Statement Creating a Cash Flow Forecast Excel Bookkeeping and Cash Flow Templates Simple Cash Flow Template 3-Year Cash Flow Statement Template Monthly Cash Flow Template Daily Cash Flow Template Month Cash Flow Forecast Quarterly Cash Flow Projections Template Cash Flow Analysis Template Discounted Cash Flow Template Nonprofit Cash Flow Projection Template Personal Cash Flow Template Balance Sheet Template Income Statement Template Accounts Payable Template Accounts Receivable Template Trial Balance Worksheet A More Collaborative Cash Flow Statement Template in Smartsheet A Better Way to Manage Accounting and Finance Processes for Companies of All Sizes Share.

Elements of a Cash Flow Statement A cash flow statement is typically divided into the following sections to distinguish among different categories of cash flow: Some examples of investing activities include buying or selling assets, making loans and collecting payments, and generating cash inflows or outflows from other investments. This section may include activities such as receiving money from creditors or shareholders, repaying loans and paying dividends, and selling company stock, as well as other activities that impact equity and long-term liabilities.

A cash flow forecast may include the following sections: The cash on hand that you have to work with at the start of a given period. For a monthly projection, this is the cash balance available at the start of a month.

Depending on the type of business, revenue may include estimated sales figures, tax refunds or grants, loan payments received or incoming fees. The revenue section covers the total sources of cash for each month. Cash outflows may include your salary and other payroll costs, business loan payments, rent, asset purchases, and other expenditures.

The closing cash balance, which reveals whether you have excess funds or a deficit. Simple Cash Flow Template This template works for any length of time and allows you to compare different periods for a quick analysis of cash flows.

Monthly Cash Flow Template This comprehensive template offers an annual overview as well as monthly worksheets. Daily Cash Flow Template Add receipts and payments to this daily cash flow template to get a deep understanding of business performance. Quarterly Cash Flow Projections Template Cash flow projection templates can cover a variety of time frames, including the quarterly format offered here.

Cash Flow Analysis Template You can use this template to perform a cash flow sensitivity analysis in order to anticipate shortfalls and help your business maintain a positive cash position. Discounted Cash Flow Template This template allows you to conduct a discounted cash flow analysis to help determine the value of a business or investment.

Nonprofit Cash Flow Projection Template This template is designed with nonprofit organizations in mind and includes some common income sources, such as donations and grants, as well as expenditures. Personal Cash Flow Template Individuals can manage their personal cash flow with this free template.

Balance Sheet Template A balance sheet provides a summary of financial health in a single, brief report. Income Statement Template Use this income statement template to assess profit and loss over a given time period. Accounts Payable Template This accounts payable template tracks suppliers, order numbers, and amounts due to help you manage payments and due dates.

Trial Balance Worksheet Use this trial balance template to check your credit and debit balances at the end of a given accounting period, and to support your financial statements. A More Collaborative Cash Flow Statement Template in Smartsheet Using a template is essential to helping you get started managing your organization's financials quickly.

See how easy it is to track and manage your cash flow statement with a template in Smartsheet. A Better Way to Manage Accounting and Finance Processes for Companies of All Sizes The good news is, that you can use Smartsheet for more than just a cash flow statement template.

Discover how easy it is to manage your accounting and finance processes in Smartsheet. Add new comment Your name. Company About Us Customers Newsroom Blog Careers Partners. Apple iOS Google Android.